Chapter 25 of 39 · Money
Finance: overview, cash and reports
Once your money is connected, the Overview, Cash and Reports views tell you how the business is doing without opening a spreadsheet. Overview is the one-page summary, Cash shows money moving in and out, and Reports gives you profit and loss you can download for your accountant or lender.
How it works
What you can do here
- See cash on hand, budget status, top vendors and upcoming payments
- Read Winston's highlights about what changed
- Track cash flow, cash by account and recurring bills
- See profit and loss for the year and by month, and download it as CSV
1. The Overview
- 1
Cash on hand
Your total across connected accounts.
- 2
Budget status
Each category marked On track, Near limit or Over budget. Press Set your budget to add limits; switch between Monthly and Annual.
- 3
Top 5 vendors by annual cost
Who you pay the most over the last 12 months, with recurring ones marked.
- 4
Upcoming payments
Bills and bonuses Winston expects soon.
- 5
Estimated cash flow
Money in minus money out, with a forecast that follows your last three months. Switch between Month, Quarter and Year.
- 6
Winston's highlights
What changed and what needs you. Once there are a few months of numbers, he points out trends.
2. The Cash view
- 1
Read the tiles
Cash on hand, Runway (how many months your cash lasts at the current rate) and Net cash this month.
- 2
Cash flow, last 12 months
Income and expenses month by month.
- 3
Cash by account
How much is in each account.
- 4
Recurring bills
Vendors that charged you in at least three of the last six months, with the monthly and yearly cost and when they're next expected.
Recurring bills is the quickest place to find subscriptions you forgot about.
3. Reports
- 1
Read the year so far
Revenue, expenses and net profit year to date.
- 2
Profit & loss by month
Every month side by side, so you can spot good and bad months.
- 3
Download
Press Download CSV to send it to your accountant or open it in Excel.
Try it yourself
Doing is the fastest way to learn. Open the tab and try these:
- Set a monthly budget for your three biggest spending categories.
- Open Cash and find one recurring bill you could cancel.